Financial Planning Services: Whether you are a baby boomer or generation X-er, we can create a financial plan that is tailored to your specific needs, situations and goals.  You will receive a detailed analysis that can help answer key questions such as, ‘Am I saving enough for retirement?’ or ‘How much do I need to save for my children’s college education?’ Brokerage Services: As our licenses allow for us to assist our clients with brokerage services and advisory services Joshua Tree Investments can be considered a hybrid advisor.  This means that in addition to our advisory services we are able to provide our clients unbiased access to: stocks, bonds, private account management (also referred to as separately managed accounts), mutual funds, exchange-traded funds, variable annuities, certificates of deposit (CDs) with FDIC insurance. Implementation of Trusts and Planned Giving: Perhaps you have a trust document that was put together for you by an attorney, and now you need to invest assets according to the trust?  Whether you need assistance setting up an account for a charitable remainder trust, generation skipping trust, or donor managed invest account, we are able to assist you. Investment Advice: We provide investment manager searches and evaluations for various account types such as non-qualified accounts, like Individual and Joint accounts. We also work with  qualified accounts, like IRAs, whether Traditional, Roth, Rollover, or Individual 401(k)s and SEP accounts. Asset Management Services: One of the core services that we provide to our clients is on-going asset management.  We act in a fiduciary capacity to place our client’s needs first.  Some of the ways that we do this are to: have no preferred relationships with product vendors, seek access to as broad a universe of investment options as possible through the custodial firms, including approximately 20,000 mutual and exchange traded funds, and analyze the investment options based on a quantitative (numerical) process. Our asset management clients receive: A data gathering consultation; Full support in account establishment and transfer; Customized asset allocation analysis; Access to CSSC’s patented financial decision-assistance technology; Access to CSSC’s cutting-edge and patented core/satellite investment strategy; Non-proprietary trade recommendations and  full-service trade placement; Commission Crediting - if a trade in a managed account generates a commission, our clients receive the majority of this amount back as a credit towards advisory fees.  This means that our clients are not forced into a no-load universe, like some fee-only based advisors; Assets held in custody with either Fidelity or Bank of New York (BNY) Mellon’s Pershing, LLC; Mobile phone and online account access available; Optional account features such as check writing and downloading of data to Quicken(R) ; On-going quarterly investment monitoring- attractive, institutional quality reporting given to individuals and families, delivered electronically and/or hard copy; One-on-one asset reviews; and On-going investment education.